The rich and parasites, who have been the main beneficiary of capitalist system – also created wage-disparity, bankruptcy, loan, paper-money, credit cards, and world monetary organizations like World Bank, IMF, Frderal Reseve, etc. – to keep their grip over world monetary system, so much so, that during every recession – it’s the poor majority which suffers, while the rich become richer on the expense of their victims – the taxpayers.

Capitalism is based on shear philosophy of loot – where the major shareholders of banking institutes take public money (deposit) against lower interest rates and then loan the same money (invest) to businesses and individuals against much higher interests rates to earn profits. The projectors of this system call it ‘the risk taking’ – that if banks’ investment suffer a loass – the depositor is still ensure of his/her ‘profit’ in the shape of interest. However, in practice it never happens that way. The bank loss is always covered by ‘low or no annual raise’ for the employees or some additional ’service charges’ to the customers – or the banking institution declaring an outrght bankruptcy- which is usually put on the taxpayers’ shoulders – for the fear of more layoffs and thus increased unemployment – while the rich bank shareholders keep receiving their fat salaries and annual bonuses………

http://rehmat1.wordpress.com/2008/12/28/capitalism-parasites-golden-calf/